Which earth would you rather live on?
Everyone is full of integrity. All governments are minarchies and there is no corruption. No war, little crime, no terrorism, no injustices. However, giant deadly bug monsters roam the earth.
The earth we have.
Edited to add: Maybe I made this too easy. Let's add EXTREME WEATHER to the bugs.
It is important to know, however, that while there is always an element of surprise in both the bug attacks and bugs and the weather, there is also an element of fairness in that there are good storm shelters everywhere and that the bugs are always able to be killed in a fair fight, and that no one is exempt from bug-fighting. Neither the rich nor the virtuous can guarantee that they will not be attacked by a bug when they least expect it.